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明白你想盡快借錢／借貸，請你等候一至兩日，我地會盡快處理你既貸款申請。理財型房貸能夠擁有增貸（能動用還款後的本金）的特質；但不同於一般房屋增貸是以單次貸款來約定一次性、長期的貸款利率與還款計畫，理財型房貸又多出了「動用後才按日計息」
申貸人手中如果持有房產、汽車、機車、土地，可以利用這些實物進行抵押貸款，貸款利率通常會比無擔保品的信用貸款來的低。銀行、合法借貸公司等機構絕對不會要求你提交身份證件或銀行存摺作為貸款獲批的條件。這類非法機構通常是為了盜用你的身份或財
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